Privacy Policy

Effective Date: October 23, 2025

1. Introduction

Welcome to Insurance Box (“we”, “us”, “our”). We operate the website https://insurancebox.online/ (the “Site”). You may use the Site to request insurance quotes or apply for an insurance plan (for example, a guaranteed income plan) by providing certain personal and financial information.

We value your privacy and are committed to protecting the personal information you provide. This Privacy Policy explains how we collect, use, disclose, and protect your personal data when you use our Site or services.

By using the Site and submitting information, you acknowledge you have read, understood, and agreed to this Privacy Policy.

2. Information We Collect

2.1 Information you provide directly

• Name
• Phone number
• Email address
• Annual Income
• City
• Any additional insurance-policy-related details you may supply (e.g., product preferences, policy term, sum assured, riders)

2.2 Information collected automatically

• Device and usage data (IP address, browser type, OS, referring pages, etc.)
• Cookies and similar technologies to remember preferences and improve performance

2.3 Sensitive personal information

We may process limited financial or underwriting-related data (e.g., income, health, property details) to provide quotes. Where required, we seek explicit consent before processing “sensitive personal data.”

3. How We Use Your Information

• Provide and manage insurance quotes or services you request
• Verify eligibility, identity, and prevent fraud
• Communicate regarding your quote, application, or marketing (if consented)
• Personalise the Site and analyse usage for improvement
• Comply with legal or regulatory obligations

4. Cookies & Tracking Technologies

We use cookies to personalise your experience, analyse traffic, and, if you consent, show targeted ads. You can control cookies through browser settings, but disabling them may limit functionality.

5. Disclosure of Your Information

• Trusted service providers (hosting, analytics, communication tools)
• Partner insurance companies and brokers to fulfil your request
• Regulatory or legal authorities when required
• Successor entities in case of merger or acquisition
• Advertising or analytics partners (in anonymised form, if consented)

6. Data Retention

We retain your data only as long as necessary for business, legal, or regulatory purposes. After that, it’s securely deleted or anonymised.

7. International Transfers

Your data may be processed in other countries with equivalent protection safeguards.

8. Your Rights

• Access or correct your information
• Request deletion or data portability
• Withdraw consent at any time
• Object to processing or marketing use

9. Children’s Privacy

We do not knowingly collect personal information from children under 13. If such data is found, we will delete it immediately.

10. Security

We employ SSL encryption, internal access limits, and regular security reviews. No online method is 100% secure, but we continuously enhance our safeguards.

11. Links to Other Websites

Our Site may include links to third-party websites. Their privacy practices are beyond our control; please review their privacy policies.

12. Contact Us

Insurance Box
Email: info@insurancebox.online
Address: [Insert your address here]
Phone: [Insert your phone number here]

13. Changes to this Privacy Policy

We may update this Privacy Policy periodically. The new version will be posted with a revised “Effective Date.” Continued use of the Site means you accept the updated terms.

14. Marketing Consent

By checking the consent box on our forms, you agree that Insurance Box and its partners may contact you via call, email, SMS, or WhatsApp — even if you’re on a DNC/NDNC list. You may withdraw consent anytime via unsubscribe links or by contacting us directly.